General Services
Busy registers and full appointment books can mask thin margins. You need financial leadership that sees beyond the daily transactions.
Busy Doesn't Mean Profitable
The appointment book is full. The phone keeps ringing. Clients leave happy. From the outside, the business looks healthy. But the owner checks the bank account and wonders where all that revenue actually went.
Consumer-facing service businesses generate hundreds of transactions per week. Cash, cards, Venmo, gift card redemptions, tips, memberships. Money flows in constantly. It also flows out constantly. Rent, payroll, supplies, equipment, insurance, marketing. Without financial leadership that can see the full picture, a busy business can lose money for months before anyone notices.
We provide controller and CFO-level oversight for service businesses that have outgrown basic bookkeeping but don’t need a full-time finance executive. You get the strategic financial guidance that lets you run the business with confidence.
More Complex Than It Looks
A salon has service revenue, retail product sales, booth rentals, tips, and gift cards sold versus redeemed. A fitness studio has memberships at different tiers, drop-in fees, personal training packages, merchandise, and cancellation fees. An appliance repair shop has service calls, parts markup, extended warranties, and maintenance contracts.
Each of these revenue streams has different margins and different timing. Gift cards are liability until redeemed. Memberships are deferred revenue. Prepaid packages need to be recognized as services are delivered. Getting this right matters for understanding true profitability and for accurate tax reporting.
Revenue Recognition
Revenue Recognition
We ensure your books reflect reality. Prepaid packages, memberships, and gift cards tracked correctly as liabilities until earned. Monthly financials that show what you actually made, not just what hit the bank account.
Margin by Service Line
Margin by Service Line
Not all services are equally profitable. We break down your revenue streams so you can see which offerings drive profit and which ones barely cover their costs. This informs pricing decisions and where to focus marketing.
Staff and Payroll Complexity
Service businesses run on people. Stylists, technicians, trainers, front desk staff, cleaners. Some are employees. Some are independent contractors. Some are on commission. Some rent booth space. The payroll and tax implications vary significantly depending on how each person is classified.
Getting this wrong creates problems. Misclassified contractors trigger IRS penalties. Commission calculations that don’t match the agreement create staff turnover. Overtime rules get violated because nobody tracked hours properly. These are the issues that keep business owners up at night.
Commission and Tip Tracking
Commission and Tip Tracking
Stylists on commission, trainers paid per session, tips distributed across staff. We ensure the calculations are right and the payroll reflects what was agreed. No disputes, no surprises at year end.
Contractor Compliance
Contractor Compliance
If you have booth renters or 1099 contractors, we verify the structure is defensible. Proper documentation, proper 1099 filing, proper separation from employee relationships. Clean records if questions ever arise.
Financial Leadership for Growth
Should you open a second location? Hire another technician? Raise prices? Buy that equipment? These decisions require financial analysis, not gut instinct. You need to know your current margins, your cash flow runway, and what the numbers look like under different scenarios.
This is where controller and CFO-level guidance matters. We provide the monthly financial review, the variance analysis, the forecasting, and the strategic perspective that lets you make growth decisions with confidence. Your bookkeeper records transactions. We interpret what those transactions mean for the business.
Who We Work With
Who We Work With
Salons, spas, barbershops, fitness studios, yoga studios, martial arts schools, appliance repair, auto detailing, cleaning services, pet grooming, tutoring centers. Consumer-facing service businesses across South Florida that need more than basic bookkeeping.
What Changes
What Changes
You stop guessing and start knowing. Monthly financials that are accurate and understandable. Insight into which parts of the business make money. Cash flow forecasting that prevents surprises. A financial partner who helps you think through the big decisions before you make them.
Premium Controller & CFO Advisory Firm
Next Step:
Let's Talk About Your Business
Tell us about your business and your goals. We'll discuss how Jargo can support your financial operations and growth.